{"id":161,"date":"2010-11-12T08:31:06","date_gmt":"2010-11-11T20:31:06","guid":{"rendered":"http:\/\/colinrealestate.blogtown.co.nz\/?p=161"},"modified":"2010-11-12T08:31:06","modified_gmt":"2010-11-11T20:31:06","slug":"if-i-were-a-borrower-what-would-i-do","status":"publish","type":"post","link":"https:\/\/colinrealestate.blogtown.co.nz\/?p=161","title":{"rendered":"IF I WERE A BORROWER WHAT WOULD I DO?"},"content":{"rendered":"<p>(From BNZ\u2019s most recent update)<br \/>\nStill be floating. But I would keep an eye out for any extra discounting of medium term fixed rates and would take a two year fixed rate if someone offered me 6.35%. I would fix three years if someone offered me 6.50%. Those rates are currently 6.7% and 7.15% respectively. <\/p>\n<p>Given that such rates are unlikely to be offered to me I would be watching closely for when fixed rates may rise and would look to jump into the two year rate just ahead of that rate rise happening. <\/p>\n<p>Don\u2019t know when at this stage.<\/p>\n<p>Speak to your financial advisor for the best options for you.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>(From BNZ\u2019s most recent update) Still be floating. But I would keep an eye out for any extra discounting of medium term fixed rates and would take a two year fixed rate if someone offered me 6.35%. I would fix three years if someone offered me 6.50%. Those rates are currently 6.7% and 7.15% respectively. [&hellip;]<\/p>\n","protected":false},"author":1116,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"slim_seo":{"title":"IF I WERE A BORROWER WHAT WOULD I DO? - colinrealestate","description":"(From BNZ\u2019s most recent update) Still be floating. But I would keep an eye out for any extra discounting of medium term fixed rates and would take a two year fi"},"footnotes":""},"categories":[5532],"tags":[5533],"class_list":["post-161","post","type-post","status-publish","format-standard","hentry","category-real-estate-2","tag-real-estate"],"_links":{"self":[{"href":"https:\/\/colinrealestate.blogtown.co.nz\/index.php?rest_route=\/wp\/v2\/posts\/161","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/colinrealestate.blogtown.co.nz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/colinrealestate.blogtown.co.nz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/colinrealestate.blogtown.co.nz\/index.php?rest_route=\/wp\/v2\/users\/1116"}],"replies":[{"embeddable":true,"href":"https:\/\/colinrealestate.blogtown.co.nz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=161"}],"version-history":[{"count":1,"href":"https:\/\/colinrealestate.blogtown.co.nz\/index.php?rest_route=\/wp\/v2\/posts\/161\/revisions"}],"predecessor-version":[{"id":162,"href":"https:\/\/colinrealestate.blogtown.co.nz\/index.php?rest_route=\/wp\/v2\/posts\/161\/revisions\/162"}],"wp:attachment":[{"href":"https:\/\/colinrealestate.blogtown.co.nz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=161"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/colinrealestate.blogtown.co.nz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=161"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/colinrealestate.blogtown.co.nz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=161"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}