{"id":597,"date":"2014-06-20T13:51:03","date_gmt":"2014-06-20T01:51:03","guid":{"rendered":"http:\/\/colinrealestate.blogtown.co.nz\/?p=597"},"modified":"2014-06-20T13:51:03","modified_gmt":"2014-06-20T01:51:03","slug":"3-tips-for-first-home-buyers","status":"publish","type":"post","link":"https:\/\/colinrealestate.blogtown.co.nz\/?p=597","title":{"rendered":"3 tips for first home buyers"},"content":{"rendered":"<p>When buying your first home, your first step is working out how big a deposit you\u2019ll need &amp; then to saving hard.<br \/>\n1. Work out what you can afford to borrow and still live comfortably.<br \/>\n2. Get advice from a financial planner, friend or family member who has bought property before. Get as much advice as possible.<br \/>\n3. Don\u2019t over commit. When buying your first home. Most people qualify for bigger loans than they can afford. Don\u2019t fall into this trap. You\u2019ll need adequate reserves to cover more than just mortgage repayments.<br \/>\nStart looking around once you have saved around 5 per cent of the purchase price and keep saving. The larger your deposit, the more manageable and less stressful your repayments will be. <\/p>\n","protected":false},"excerpt":{"rendered":"<p>When buying your first home, your first step is working out how big a deposit you\u2019ll need &amp; then to saving hard. 1. Work out what you can afford to borrow and still live comfortably. 2. Get advice from a financial planner, friend or family member who has bought property before. Get as much advice [&hellip;]<\/p>\n","protected":false},"author":1116,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"slim_seo":{"title":"3 tips for first home buyers - colinrealestate","description":"When buying your first home, your first step is working out how big a deposit you\u2019ll need &amp; then to saving hard. 1. Work out what you can afford to borrow a"},"footnotes":""},"categories":[5532],"tags":[],"class_list":["post-597","post","type-post","status-publish","format-standard","hentry","category-real-estate-2"],"_links":{"self":[{"href":"https:\/\/colinrealestate.blogtown.co.nz\/index.php?rest_route=\/wp\/v2\/posts\/597","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/colinrealestate.blogtown.co.nz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/colinrealestate.blogtown.co.nz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/colinrealestate.blogtown.co.nz\/index.php?rest_route=\/wp\/v2\/users\/1116"}],"replies":[{"embeddable":true,"href":"https:\/\/colinrealestate.blogtown.co.nz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=597"}],"version-history":[{"count":1,"href":"https:\/\/colinrealestate.blogtown.co.nz\/index.php?rest_route=\/wp\/v2\/posts\/597\/revisions"}],"predecessor-version":[{"id":599,"href":"https:\/\/colinrealestate.blogtown.co.nz\/index.php?rest_route=\/wp\/v2\/posts\/597\/revisions\/599"}],"wp:attachment":[{"href":"https:\/\/colinrealestate.blogtown.co.nz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=597"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/colinrealestate.blogtown.co.nz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=597"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/colinrealestate.blogtown.co.nz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=597"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}