IF I WERE A BORROWER WHAT WOULD I DO?

(From BNZ’s most recent update) Still be floating. But I would keep an eye out for any extra discounting of medium term fixed rates and would take a two year fixed rate if someone offered me 6.35%. I would fix three years if someone offered me 6.50%. Those rates are currently 6.7% and 7.15% respectively. […]

PAINT EARLY AND LATE

If you’re planning to tidy up your home pre sale make sure you don’t paint in the heat of the day. Modern acrylics are superb products but it is best you don’t expose them to heat or cold, so never paint when the air temperature is below 10 degrees or above 22 in the sun […]

INSURANCE

Much has been learned about insurance these past few weeks following the Christchurch earthquake so perhaps it’s a timely reminder for you to review just what is covered under your policies. Each company has it’s own little nuances so make sure you go quietly through all definitions and always ask the company to confirm details […]

KIWIS STAYING HOME

We are expecting to see added pressure on rentals and to a degree, sales, as immigration reports confirm that New Zealanders are staying home in increasing numbers at the moment. Migration to Australia, the principle benefactor of moving Kiwis, has plummeted in recent months, reflecting the quietening of their economy and job availability. If you […]

MONEY, MONEY, MONEY!

Well, all that was predicted has not necessarily come to pass! You might recall my mentioning earlier in the year that our banking advisors were predicting that Fixed Rate Mortgages would never again be as competitively priced as Variable loans? Well guess what has happened? After all sorts of financial issues off shore, especially in […]

SUN AT LAST!

And what that means if you are planning to sell, is that traditionally now’s the time when many prospective buyers start looking seriously. So, if moving on is something you plan in the coming months, best to get started on those pruning, painting, planting and tidying projects. Often, and with no disrespect intended here, as […]

BE A BUSY-BODY BUYER!

Right, so you’ve had enough of your current home. Fair enough. What precisely have you had enough about? What are you looking for in your new home? Write it all down; what you dislike and like about your present home and what you want next….BEFORE grazing on the web, wandering through Open Homes etc. And, […]

ORGANIC CLEANERS BEST ON DECKS, PATHS, FENCES & THE ENVIRONMENT TOO

Whether you’re selling or just wanting to remove that unsightly moss and mould after one of the wettest winters on record, can we suggest you use one of the organic sprays you hear promoted on the radio [Radio Sport and Newstalk ZB especially!] or on display at your local hardware store. The one I like […]

WOOL & MILK NEWS BETTER

Both the dairy sector and the pastoral farmers have had good news these past couple of weeks, with Fontera’s latest milk-fat payout confirmations for this year well above predictions and the medium-weight wool auctions showing up to 13% price climbs and demand growing. For those looking at purchasing a rural business this is good news…the […]

RENTAL PRORPERTIES UPDATE

I know it’s been said before, but tenants are increasingly demanding warmer, drier, more well-appointed homes. It’s also of note that demand for larger, modern family homes continues to rise in most markets.

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