It’s a given that getting support from banks to purchase a home is more difficult now than it was two years ago. If we are being fair, this is probably a good thing. However, when we have found the home of our dreams, a challenging Mortgage Manager can take the gloss off the occasion! So […]
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As 2010 gets under way it seems there are fewer vacant rental properties available and certainly better presented and larger homes are in hot demand. First National Group’s latest quarterly property management survey has thrown up a number of trends, amongst them. First National General Manager John Stewart commented “Tenants seemed to be reacting favourably […]
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If you’re keen to do some home improvements this summer, keep in mind that some improvements add value and some don’t. Kitchen – new cupboards and bench tops and a new oven almost always add value. Adding a bathroom – also adds value, particularly an en suite. Adding a bedroom – converting an attic or […]
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www.firstnational.co.nz for nation-wide property listings and Real Estate information www.pricespy.co.nz Prices for NZ’s electronics compared www.sorted.org.nz to set your money straight for 2010 www.interest.co.nz for the best mortgage rates from all lenders teuxdeux.com for a very handy and useful daily “to-do” activity list to keep on your screen.
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If you are looking for good summer reading, try these, as voted the BEST of 2009 by the New York Times. THE GOOD SOLDIERS by David Finkel. CHRONIC CITY by Jonathan Lethem; A GATE AT THE STAIRS by Lorrie Moore; HALF BROKE HORSES by Jeannette Walls; LORDS OF FINANCE: The Bankers Who Broke the World […]
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When applying for a mortgage, it’s the LIMIT on your credit card, not the outstanding balance that’s taken into account by lenders. So if you don’t get close to the limit, reduce it as much as you can. It will make a big difference to the size of the mortgage you can take out.
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Research across the world tells us more relationships get into trouble for one reason more than any other! It’s not infidelity, its money – or more specifically the stress of feeling you never have enough or don’t have control. January is the most prolific month for financial stress and this is often brought on by […]
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Westpac is predicting that the NZ economy will take off in 2010. Recently releasing a report called “This Time Its Different”, the banks economist’s outline why NZ’s recovery will be so good. The main reasons for this are the behaviours of the key factors: – Assets, particularly housing and shares, are rebounding strongly. – NZ […]
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• At Christmas time avoid the temptation to put wrapped presents under the tree any earlier than Christmas Eve – it may look festive but it shows burglars the quantity of gifts for the taking. Remember that most burglars rarely act on impulse, the spend time selecting the right house • Make sure that valuable […]
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As of November this year, the law changed to require all people in the industry to be licensed. So from now on, you will see “”Licensed Salesperson REAA 2008” on my business card and other printed and electronic items. We are totally committed to the principles of the new Act, which is designed to ensure […]
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