IF I WERE A BORROWER, WHAT WHOULD I DO?

Tony Alexander provides his recommendations in relation to borrowing in the current market:

“I would fix for two years at 5.4% with some of my mortgage left at the floating rate of 5.74%.

I would do this because the two year fixed rate is nicely below the floating rate.

The chances of the floating rate falling near 0.4% in the next few months to reach the current two year rate are fairly slim – unless the world economy collapses or the NZD shoots soon to US 90 cents.”

– Tony Alexander, BNZ Chief Economist



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